College is expensive — we get it. Between tuition, textbooks, housing, and your daily cup of coffee, it adds up fast. That’s where student loans come in, and TD Bank might be one of the options worth considering.
🎓 What is a Student Loan?
A student loan helps you pay for school-related expenses, and you pay it back over time. There are two types:
Federal loans: Backed by the government, typically with lower interest rates and more flexible repayment options.
Private loans: Provided by banks like TD Bank — great if you need more than what federal aid offers.
TD Bank is one of the largest banks in North America and offers private student loans with benefits like:
✅ Competitive Interest Rates
Fixed or variable rates depending on what works best for your budget.
✅ Flexible Repayment Options
You can start paying while in school or wait until after graduation (with up to 6 months grace period).
✅ No Origination or Application Fees
TD doesn’t charge fees just to get the loan started.
✅ Co-signer Release
After a certain number of on-time payments, you can remove your co-signer from the loan.
✅ Multi-Year Approval
You can apply once and secure funding for future years, as long as eligibility is maintained.
Before applying for a TD student loan, here’s what you should have ready:
📄 Proof of enrollment – An official document from your school.
📈 Credit history – If yours isn’t strong yet, consider applying with a co-signer (like a parent).
💵 Estimated cost of attendance – Tuition, fees, housing, etc.
📊 Income details – Yours and/or your co-signer’s.
Don’t wait until the semester starts — banks like TD recommend applying at least 30–60 days before your tuition due date to avoid last-minute stress.
While federal student loans should be your first option, TD Bank is a solid private loan provider with flexible terms, helpful customer service, and competitive rates. If you’re a student looking for additional support beyond government aid, it’s definitely worth checking out.
👉 Visit TD Bank's student loan page to learn more and start your application.